Types of Final Expense Insurance for Seniors

Final Expense Insurance for Seniors

Simplified Issue Final Expense

Simplified issue plans ask basic health questions but do not require a medical exam.

Benefits:

  • Fast Approval

  • Lower Premiums

  • Immediate Coverage

  • Higher Coverage Amounts

Best For:

  • Seniors with moderate health conditions

  • Applicants seeking affordable rates

Whole Life Final Expense Insurance

Whole life final expense plans include permanent coverage that never expires as long as premiums are paid.

Features:

  • Builds cash value

  • Lifetime coverage

  • Fixed premiums

  • Fixed death benefit

Guaranteed Issue Burial Insurance

Guaranteed issue policies accept almost everyone.

Benefits:

  • No Health Questions

  • No Medical Exam

  • Guaranteed Approval

Limitations:

  • Higher Premiums

  • Lower Coverage Amounts

  • Graded death benefits may apply

Best For:

  • Seniors with serious health conditions

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What Our Clients Say About Us

Mary, 72

"I was approved quickly and now my kids won’t have to worry about expenses."

James, 68

"Very easy process, no medical exam, the payments are very affordably within my budget."

Jerry, 80

"I have peace of mind that my family is taken care of and my payments never increase."

Final Expense Insurance

Final Expense Insurance Group
National Producer #:
NPN 17618509
FL, NC, SC, GA, TN, TX, MI, OH

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State Licenses: FL #G305420, NC #17618509, SC #17618509, OH #1740845, TX #3492802, TN #3004209039, MI #17618509, GA #3900223